Most young adults do not understand the negative consequences of their poor spending habits. This is due to a lack of prioritizing for financial goals. Instead of saving to invest in opportunities that can generate income, they target the false reality portrayed on social media of what success should be. 10 REASONS WHY YOU ARE LIVING CENTSLESS is an easy read. It brings to light the 10 areas young adults are spending their hard earned money. In addition, this book provides simple yet practical tips that the reader can immediately put to use.