In high school I started learning about credit. Looking at social security, it became crystal clear to me that I wanted to take my financial destiny into my own hands versus hoping for the best. Over the past 5 years, I have taken time to create a business and follow my career goals, financial goals and helped others in the process. Now, as a millennial, I have excellent credit, have multiple money streams, paid off all of my student loans and have helped some close friends and family avoid some credit pitfalls and continue to help people like you figure out how to get the most of the situations they are in or just start off with good credit that can be leveraged for your benefit.